When it comes to handling the aftermath of a work accident, whether in a car, machinery-related, or due to a fall, you will want to do everything you can to qualify for workman’s compensation. In most instances of work-related accidents, workers’ comp will provide you with financial compensation for any injuries, medical expenses, or lost wages from missing work.
What to Do After Being Injured on the Job
The first thing you should do after being injured on the job is seek the appropriate medical treatment. If your employer is a participant in a Preferred Provider Organization (PPO) or an Alternate Dispute Resolution (ADR) program, your medical treatment might have to be given by a health care provider who is also a participant in the programs. If this is the case, your employer is legally obligated to provide you with all the information about the PPO or ADR programs, including participating doctors.
In the event that you are in need of prescription medicine or diagnostic tests, your workers’ comp insurance or your employer might require you to get your medicine or tests from pharmacies or a diagnostics lab that are part of a network they are in contract with. Again, if this is the case, your employer is legally obligated to provide you with written notice of this.
If your case is not disputed, your employer will cover the costs of any medical treatment or services you are in need of.
Notify Your Employer
After seeking the appropriate medical attention, your next task will be notifying your employer that you received your injuries on the job. This needs to be done in writing within 30 days of the accident, or you might lost your entitlement to workers’ compensation benefits.
Complete a Claim for Workers’ Compensation
Your next step will be completing a claim for workers’ compensation, and this is done on Form C-3, then mail your form to your nearest workers’ compensation board. If you have contracted an occupational disease, notice of the disablement has to be given within two years, or within two years from the time you found out about the disease and that it is work-related. If that time frame is not adhered to, you can lose your rights for workers’ compensation.
After you have completed the aforementioned steps in handling the aftermath of a work accident, you will want to focus on following the instructions of your doctor so you will have as speedy a recovery as possible. If you are required to undergo an independent medical examination, get that done as soon as possible. When you are fully recovered, return to work, and if your case involves hearings, make sure you attend when you are required to appear.
Many people get injured on the job. Most common workplace-related injuries are car accidents, injuries from machinery, and bad falls. Regardless of the nature of your injury, there are certain steps that need to be taken immediately after the injury that will help ensure you will be eligible to receive workers’ compensation benefits. Being aware of these steps, plus any additional requirements from your employer, can be essential in ensuring you receive what you are entitled to. Knowing the right questions to ask such as whether or not your employer is part of a PPO or ADR program can save you a lot of time and money when it comes to dealing with the aftermath of a work accident.