One minute, you’re passing through Belleville, heading to work or home or just down the road to the grocery store. The next minute, you’ve been hit by another driver, and you’re badly injured. What can you do about a Belleville car accident?
Fortunately, Illinois drivers will have a chance to recover. You’ll need to find the best legal options for your case. If you’re not sure about your best option, speak to a car accident lawyer in Belleville. They’ll have the tools you need to decide the best direction for your claim.
Seeking a Settlement
When you’re injured by another driver, one of your first options will come through the insurance company. Illinois is a “fault” state, which means that, if someone causes an accident, they’ll be financially responsible, usually covering you through their insurance.
This means you’ll have two options for a settlement. You’ll file a claim with your insurance company and let them seek compensation from the other insurer, or you can file a third-party claim with their insurance company to seek your settlement. You’ll simply need to file your report, and the insurance companies should provide a reasonable settlement for your injuries.
Take Your Claim to Court
Unfortunately, the insurance companies aren’t always so keen on giving you the full settlement they deserve. If you’re unable to settle with the insurance companies, you may need to get your compensation through a lawsuit.
When you choose to take your claim to court, you’ll also need a lawyer on your side. It can be tough to prove that the other driver was at fault, not you, and often, they’ll fight back against that. They may even try to pin most or all the blame on you to get your case dropped. If you choose to fight for your compensation in court, you’ll need legal experience on your side.
Get Legal Guidance for Your Accident
Unfortunately, it’s not easy to get the full compensation you deserve after a car accident. Fortunately, Belleville residents do have options. When you’re injured in a crash, you’ll need a car accident attorney on your side.
While a claim can be overwhelming, your legal options give you a few avenues for seeking your compensation. You’ll have a chance to simply file a claim with your insurance company, but you’ll also have a chance to seek compensation otherwise, if that doesn’t work out for you.
Fortunately, you also don’t have to seek your compensation alone. A lawyer can discuss your best options with you and help you make good decisions for your claim.