What Injuries Will Iowa Work Comp NOT Cover?

Thousands of Iowans sustain devastating injuries at work from different work-related accidents such as lifting, bending, and twisting among others. So, what will Iowa work comp cover and what won’t they cover? While all employers are expected to carry a workers compensation insurance and employees are entitled to work comp benefits, some injuries may not qualify.  

When one thinks about workers compensation, it is all about serious injuries—tragic machinery-related accidents, falls from great heights, or transport accidents. However, not every injury is quite that serious and not every injury is covered under the Iowa law. If you are not sure whether your injuries qualify for compensation, here are health conditions for which you would NOT expect benefits:

Stress-Related Injuries

Stress can get serious and have overwhelming impact on one’s life. Some of the conditions resulting from stress are depression, anxiety, hypertension, heart conditions, and relationship issues. Unfortunately, stress acquired from work more or less comes down to a mental health concern, which is not covered under workplace injuries.

Repetitive-Motion Injuries

Continuous movements can result in injuries which can worsen over time. Because the cause is not easily identified, they cannot always be linked directly to a particular cause. Lack of evidence from your doctor or help of the attorney can make it difficult for you to claim for compensation in some of these cases.

Mental Health Problems

In some cases, a person may experience mental health problems arising either directly or indirectly from the kind of work he or she does. Given that it is not easy to determine whether such mental conditions are due to work or some other cause, it can be tricky to file a claim for compensation under the Iowa workers compensation law. However, if your mental health problems are as a result of the previous injuries, you stand a chance to make a successful claim.

Aggravation of Pre-Existing Injuries

Under the Iowa law, any injury due to a pre-existing condition cannot be grounds for workers comp. For example, if you suffer a heart attack at home and there is a record to show that you have similar health issues in your family, it is highly unlikely that your problem is job-related. However, a worker is entitled to workers compensation for aggravation of a health condition as a result of work. For example, if an individual had a high blood pressure and that his job caused further strain, leading to a heart attack, then he or she can claim benefits.

When Work Injuries Occur Outside the Workplace

Jobs entail many different tasks and duties, all of which have a different impact on a person’s well-being. Workers compensation covers most job-related injuries, including those that do not occur at the workplace. This means that an employee can claim and obtain benefits for injuries sustained anywhere, provided he was in line of duty, for example, when traveling for work, at a workplace other than the usual job site, or at a social gathering where all other workers are invited. However, when an employee sustains injuries while on his way to or from work, they do not qualify for compensation no matter how serious they may be.

Call on a Competent Workers Compensation Lawyer

Having trouble filing for compensation following workplace injury or illness? While there are many health conditions you wouldn’t expect to be covered under workers compensation law, a competent lawyer can help you get your claim approved. Determining the eligibility of your injuries for compensation can be tricky and handling the paperwork can be cumbersome. Fortunately, a workers comp lawyer in Iowa can help you

When Are U-Turns Allowed?

U-turns are when you turn your vehicle in the entirely opposite direction from the one you were already traveling in. There are many rules as to when you can safety make a U-turn, and there are places where you are prohibited from making a U-turn at all.

The state of New York advises you don’t make U-turns unless absolutely necessary. It’s advised to, instead, turn off the road into a parking lot or driveway, and always re-enter the roadway in a forward direction – not backing up.

Here are some guidelines for performing a U-turn safely and legally and when it is permitted to use a U-turn in New York:

  • You should never perform a U-turn where there is a posted sign forbidding U-turns
  • You can’t make a U-turn if you’re near the top of a hill, or if you’re near a curved section of roadway, or in any situation where other drivers won’t be able to see you
  • When making a U-turn, you should be in the left-most lane, nearest the centerline, and never when you’re in the right-hand lane
  • You can make a U-turn at a traffic light when given the green arrow, provided you watch for and yield to other traffic, unless that traffic signal has a sign that forbids U-turns
  • You cannot make a U-turn in school zones; instead, you are advised to use a three-point turn
  • U-turns are not permitted in business districts
  • You are never permitted to perform a U-turn on an expressway, even if your side of the expressway connects you to the other side

What if you’ve been ticketed for an illegal U-turn?

Even if you try to follow traffic laws, it’s still possible to receive a ticket. You might have thought U-turns were permitted, or you didn’t see the sign that said a U-turn wasn’t allowed. Whatever the case may be, a ticket can be upsetting, and it can affect your driving record.

You have options when you’ve been ticketed for an illegal U-turn. You can pay the ticket, but this isn’t always the best option. You can fight your ticket, but you might need some help.

Can a lawyer help me to get my traffic ticket dismissed?

A traffic ticket lawyer can help you to fight and beat your ticket. You might want to consider hiring a traffic ticket lawyer in Manhattan to avoid the negative effects of a traffic conviction. A conviction could mean heavy fines, points on your driving record, higher insurance premiums, and you could lose your license.

If you think that you are ready to fight your ticket, reach out to a lawyer. They can assist you in building a case and they can go to traffic court to help you avoid receiving a traffic infraction on your record.

What Are the Most Common Reasons for Car Accidents?

The word accident finds its roots in the Latin word ‘accidentem,’ which means ‘an event that happens by chance’. It is estimated that every year about six million car accidents occur in the United States. These crashes result in fatalities, injuries, and damage to property. Unfortunately, most of these accidents could have been avoided if drivers had been paying attention to the road and to the traffic.

What Are the Most Common Reasons for Car Accidents?

Distracted driving has become one of the leading causes of car accidents. In this case, an accident is caused because one or both drivers were distracted and were not paying attention to the road. The most common causes of distraction include texting, talking on the phone, and talking to passengers in the car. Taking eyes off the road in order to set the navigation, change the radio, or program the entertainment system are also known to distract drivers. Research indicates that receiving or answering a text takes the driver’s attention off the road for 4.6 seconds. This is like driving the length of a football field blind! Furthermore, the use of a cell phone while driving is found to reduce brain functioning by thirty-seven percent.

If you have been in a car accident caused by the distracted driving of another driver, it would be wise to take note of time the accident took place. If possible, you may want to use your phone to take photographs of the accident and of the exterior of the other vehicles involved. Your Rockford auto crash lawyer will be able to use this information to prove that the accident was caused due to negligent and distracted driving by the other driver.

Drunk driving causes close to forty percent of car accidents. Getting behind the wheel after consuming alcohol is known to be dangerous, and yet, thousands of people choose to do so every day. Experts say that drivers must also be trained in defensive driving so that they can learn to anticipate unsafe driving patterns and avoid them.

speeding is also a very common cause of car accidents. Laws regarding speeding have been established to ensure driver and passenger safety on the road and they should be adhered to accordingly.

Reckless driving leads to vehicular accidents. It is vital that drivers remain calm and composed when they get behind the wheel. Driving at high speeds, changing lanes in an unsafe manner, and driving aggressively can be avoided, as can the accidents that are a result of such irresponsible behavior.

Sometimes weather and hazardous road conditions may cause accidents. For instance, rain can hamper visibility and make the roads slippery. This makes it imperative for drivers to change their usual style of driving and to take precautions. Sometimes, it may be a good idea to wait out a storm rather than drive in it.

If you or a loved one has been in a car accident, it is important that you seek the expertise of an auto crash lawyer who can help you understand the legalities of the situation. The attorney will also help you provide the court with the required documents to ensure that you are awarded due compensation.

Legal Options After a Car Accident in Belleville, IL

One minute, you’re passing through Belleville, heading to work or home or just down the road to the grocery store. The next minute, you’ve been hit by another driver, and you’re badly injured. What can you do about a Belleville car accident?

Fortunately, Illinois drivers will have a chance to recover. You’ll need to find the best legal options for your case. If you’re not sure about your best option, speak to a car accident lawyer in Belleville. They’ll have the tools you need to decide the best direction for your claim.

Seeking a Settlement

When you’re injured by another driver, one of your first options will come through the insurance company. Illinois is a “fault” state, which means that, if someone causes an accident, they’ll be financially responsible, usually covering you through their insurance.

This means you’ll have two options for a settlement. You’ll file a claim with your insurance company and let them seek compensation from the other insurer, or you can file a third-party claim with their insurance company to seek your settlement. You’ll simply need to file your report, and the insurance companies should provide a reasonable settlement for your injuries.

Take Your Claim to Court

Unfortunately, the insurance companies aren’t always so keen on giving you the full settlement they deserve. If you’re unable to settle with the insurance companies, you may need to get your compensation through a lawsuit.

When you choose to take your claim to court, you’ll also need a lawyer on your side. It can be tough to prove that the other driver was at fault, not you, and often, they’ll fight back against that. They may even try to pin most or all the blame on you to get your case dropped. If you choose to fight for your compensation in court, you’ll need legal experience on your side.

Get Legal Guidance for Your Accident

Unfortunately, it’s not easy to get the full compensation you deserve after a car accident. Fortunately, Belleville residents do have options. When you’re injured in a crash, you’ll need a car accident attorney on your side.

While a claim can be overwhelming, your legal options give you a few avenues for seeking your compensation. You’ll have a chance to simply file a claim with your insurance company, but you’ll also have a chance to seek compensation otherwise, if that doesn’t work out for you.

Fortunately, you also don’t have to seek your compensation alone. A lawyer can discuss your best options with you and help you make good decisions for your claim.

Massachusetts SSI Recipient Statistics

Supplemental Security Income (SSI) is a program run by the Social Security Administration (SSA) that allows those who are disabled and have limited income to obtain benefits that will enable them to provide for themselves. However, not just anyone is entitled to SSI benefits, and to obtain them, claimants will need to prove that they meet the qualification requirements.

Even then, it is not uncommon for a significant number of well-deserving claimants to be denied the benefits they need to survive. Read on to find out some quick stats regarding SSI recipients in MA, and what you can do if your claim for benefits has been denied.

Quick MA SSI Stats

A review of some SSI statistics can give you a better understanding of which people are approved for and obtain SSI benefits, how much they receive and which areas have the highest approval rates. Consider the following:

  • There were 103,584 total SSI recipients in MA in 2017
  • 92,936 of them were blind and/or disabled
  • Over 23,000 recipients were over the age of 65
  • Suffolk County has the most recipients at 34,094
  • In 2017, over $1.9 million were issued to SSI recipients

As can be seen, the total number of SSI recipients across the state is significantly lower than you might’ve thought, and the number of those who are disabled is quite close to the total amount of recipients.

When you consider how much money was paid out per individual, the amounts are not nearly what you would expect them to be, which explains why SSI recipients find themselves still unable to make ends meet despite their benefits.

What Happens if Your Claim is Denied

The good news is that nearly 70% of all SSI claims are initially denied. This means that almost every applicant will need to file a request for reconsideration before they can obtain their benefits. Reconsideration is when another member of the SSA reviews your case impartially to see if you qualify for benefits.

If your reconsideration is denied, you will need to request a hearing with an administrative law judge (ALJ). When you’re disabled, this can all seem overwhelming, so you’ll want to get help from a highly trained SSI lawyer in Massachusetts to represent your appeal.

You can expect to have your case presented and witnesses called that can attest to the extent of your condition, and you will have the opportunity to explain to the ALJ why you are unable to continue working in your current physical state. The vast majority of SSI claims are resolved at this point or earlier, and you can begin collecting your benefits once approved by the ALJ presiding over your case.

Your SSI Attorney is Ready to Help

People don’t obtain SSI benefits because they don’t feel like working- they do it because they physically can’t work and don’t have any other way to support themselves. If this sounds like your situation, get help from a talented SSI lawyer in Boston who can fight for the benefits you need to keep a roof over your head and food on the table.

Truck Crashes: Can Someone Other Than the Trucker Be Sued?

It’s not unusual for people who’ve been in a crash involving a semi-truck to automatically blame the trucker for the wreck. It’s like when a big kid and a little kid get into a fight, it’s the bigger kid that gets blamed. However, what if there are others besides the trucker who could be to blame for the wreck?

Many different factors can cause a trucking collision that the trucker has no part in.

For example, if a load comes loose, spilling out all over the roadway and causing a collision, should the trucker be blamed for that? I can guarantee you that the trucker didn’t load the truck. No, it would be the fault of whoever loaded the truck; either the trucking company or a loading company.

Who Could be Liable for a Trucking Collision, Other Than the Trucker?

Down below are a few examples of who else could be responsible for a semi-truck crash, and you can go after them by filing an injury claim.

The Trucking Company – Trucking companies are often at least partially to blame when their drivers injure someone. Unless the driver was breaking the law, it’s often appropriate for you to sue the company when their worker injured you.

Truckers are often involved in wrecks because they’ve been overworked, undertrained, or coerced into engaging in unethical practices. Any of these examples could give you good cause to pursue the trucking company.

The Government – You may not think much about the roads you drive on, but when they aren’t properly maintained they can cause a crash as often as anything else can. If an 18-wheeler collides into you because of uneven roads, faded lane markings, or giant potholes, you can sue the government to recover compensation for your injuries.

Another Driver – Truckers can sometimes be the victims, same as you. If a trucker collided with you because of another driver’s negligence, then it’s possible to hold that other driver accountable for the accident. In addition, sometimes it’s more than one party’s fault, and you can sue both—the trucker and another driver.

Manufacturer – Truck manufacturers are responsible for designing and creating safe truck parts that work appropriately.

If, either through poor design or poor manufacturing, a defective truck part causes a crash, you can sue the manufacturer. Sometimes, the trucker has no control over an accident, especially when parts are to blame.

Service Repair Shop – You may not have thought of this, but what if a mechanic doesn’t properly secure the truck’s tires, or the brakes weren’t serviced correctly, leading to a collision? The mechanic or body shop can be liable in this sort of situation.

Are You Looking for a Commercial-Trucking Wreck Attorney?

Being injured in an accident involving a tractor-trailer is a horrifying experience. Your injuries are likely serious, and you will probably want to sue the person responsible. You can obtain payment for the damages you’ve faced by filing and winning your case. Injury cases can be complicated and you might want to leave it up to a professional.

For instance, hiring a San Diego truck accident lawyer to work on your claim for you can mean more time for you to focus on your health.

Is Idaho Dangerous for Motorcyclists?

Idaho roads are very attractive to motorcyclists, but they can also be dangerous. Motorcyclists come from around the world to enjoy the wonderful scenery of Idaho and drive the twisting, winding roads of the state. It can be a big thrill for a motorcyclist to glide over these roads in a powerful motorcycle. However, it can be all too easy to kick up the speed of a motor bike to dangerous levels.

There are many spectacular parks in the region, which means that Idaho highways are often crowded with vehicles of all kinds, including cars, trucks, motorcycles, and campers. Often, the drivers are looking around at the wonderful scenery, instead of keeping their eyes constantly on the road. It takes only a split second of inattention for a terrible accident to occur.

Motorcycle drivers and passengers are especially vulnerable in a collision since their vehicle is far smaller than the cars and trucks on the road. Also, on a motorcycle, the driver and passenger are not encased by the vehicle and will often get flung a great distance at high speed until they hit the road or another object. Quite often, the motorcycle riders are not wearing any special gear so they have no protection at all when they are sent flying from the bike.

Because of the twisting and winding nature of many roads in Idaho, it is often difficult for those driving in cars or trucks to see motorcyclists in time to avoid a collision. Motorcycles are very small in relationship to the size of cars and trucks and they can be easily overlooked until it is too late. At night, their smaller size can render them almost invisible. In the day, the drivers of the motorcycles or of the cars may be distracted by the beautiful scenery or by the sight of a wild animal near the road and take their attention from the road.

Is Idaho dangerous for motorcyclists? The state of Idaho has witnessed the deaths of 140 motorcyclists in the years from 2011 to 2016. In addition to these motorcycle fatalities, there have also been thousands of accidents that resulted in injuries to the motorcyclists. If you have been involved in a motorcycle accident in the state of Idaho, you need to get in touch with a competent Boise motorcycle crash lawyer. A good personal injury attorney who is experienced in dealing with motorcycle accidents can ensure that the victims and their families will get the compensation they deserve.

 

Resource links:

https://itd.idaho.gov/wp-content/uploads/2016/06/motorcycle_manual.pdf

https://itd.idaho.gov/news/look-twice-for-motorcycles-during-mays-motorcycle-awareness-month/

Florida Dog Bite Laws 101

Dog bites are common in most every state, accounting for approximately a third of home insurance claims in recent years. By understanding dog bite laws in their state, consumers will know what to do if they find themselves on the receiving end of a dog attack. If you live in Florida, the following synopsis of Florida’s dog bite laws can be helpful when seeking compensation for your injuries.

Florida’s dog bite laws can be divided into two categories: strict liability and negligence:

  • Strict Liability: Florida, New Jersey, Ohio and California are just a few of the states that have adopted strict liability dog bite laws to protect residents and visitors from dog attacks. Under these laws, dog owners are responsible for injuries their dog causes. If you were to be attacked by a dog in a public place or on the dog owner’s property (with owner permission), the owner will be held liable for any injuries you sustain. This means owners are responsible to pay for medical costs related to your injuries or pay compensation for damages.

If you were intruding on a dog owner’s property, however, without his permission at the time of the attack, the owner may not be held liable for damages. Dog owners may also not be held responsible for dog bites that occur due to people teasing, hitting or in some manner provoking their dog to attack. Consumers should be aware that they also share responsibility when it comes to liability for dog attacks.

  • Negligence: Florida dog bite laws also protect people against dog attacks caused by owner negligence. Negligence may come in the form of walking a dog in a public area without a leash, turning a dog loose on private property while people are visiting or not adequately securing the dog’s pen or yard, resulting in the animal’s escape and biting someone passing by.

Dog owners are responsible for the actions of their dog. Any neglect on their part could result in their dog causing others harm. If you’re bitten by a dog due to owner negligence, you can sue for damages.

In addition to causing physical harm, dog attacks can have traumatizing effects on victims for years to come. A serious attack can cause permanent injuries or disability that victims have to live with for the rest of their days. With the help of a personal injury lawyer in Brandon, FL, dog attack victims can receive compensation for their ordeal.  

 

http://www.attorneys.com/dog-bites-animal-attacks/florida/florida-dog-bite-law-basics

http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0767/Sections/0767.04.html

Chicago Traffic Puts Drivers in Danger

While the road isn’t the safest place to be, you generally expect to be safe behind the wheel. Cars have many safety features today, and drivers are expected to protect the safety of the drivers around them. Unfortunately, that doesn’t always happen.

When you’re stuck in Chicago traffic, you could be put in danger because of it. No matter how careful you are when you’re driving, others might not be so considerate. That means you’ll need to watch out for dangerous drivers when you’re stuck in Chicago traffic. Look out for the following signs that other drivers aren’t paying attention, so you can safely avoid them.

Drivers Under the Influence

You’ll need to make sure you avoid any drivers doing anything deadly. Unfortunately, you might have a run-in with a drunk driver, putting you in serious danger. By choosing to drive under the influence in Chicago traffic, they’re putting themselves and all drivers around them in danger.

They’re not just putting your safety at risk, however. They’re also committing a crime. Driving while intoxicated can come with serious penalties because of the danger it puts others in. So, these drivers may be fined heavily, or they might face jail time or a license suspension.

So, if you see someone driving recklessly and endangering others, you’ll need to get away from them. Unfortunately, heavy traffic means there might be nowhere to go, and you and others might be injured because of this.

Distractions Can be Dangerous

Most drivers, fortunately, are not taking such major risks with your health and safety. Unfortunately, they might be taking “smaller” risks that can still be deadly. While they might be locked in traffic with you, they can still possibly cause serious accidents and injuries.

Distracted driving may not seem serious to the person at the time, but you might be left suffering for their decisions. When a driver chooses to text, adjust the radio, or set their GPS in the middle of traffic, that takes their attention away from the road.

That lapse in attention only needs to be a few seconds long. Even in heavy traffic, that might be enough to cause a major accident, one that leaves you suffering. You’ll need to avoid these drivers, but cell phone use behind the wheel is a major problem in many cities, including Chicago. As such, it can be tough to avoid a dangerous, distracted driver.

Get a Lawyer’s Help

Sadly, that means that you might have already suffered from a major injury. You were hurt, and now you’re paying for someone else’s actions. They hurt you, so shouldn’t they be paying for it? The answer is yes, but you’ll need to fight back to get them to pay.

To do that, you’ll need a Chicago auto accident attorney to help you get started. You’ve been endangered and injured, and you just want to recover. Fortunately, a lawyer can help you fight back for the compensation you need, so reach out today for help.

Which Illnesses Does North Carolina Work Comp Cover?

When someone is injured at work, you typically know that they should seek compensation for the injuries they’ve suffered, which can be serious. What happens, however, when they get sick because of their work conditions?

Work-related illnesses can be tough to recover from and can leave you unable to work. Unfortunately, proving that your illness was work-related might not be so simple as an injury would be.

If you’ve gotten sick at work, note that you can seek workers comp for the following illnesses. If you suffered because of your job, you’ll need your compensation as soon as possible.

Poisonings from Materials

Many workers in factories or similar conditions are exposed to dangerous chemicals, metals, and materials every day. In some cases, this can lead to serious illnesses that can make it impossible to recover. The following are a few examples of harmful materials that could leave you in a bad position:

  • Asbestos
  • Lead
  • Arsenic
  • Radium
  • Hydrochloric acid and other acids

Proving that you’ve suffered from poisoning by one of these materials will depend on your diagnosis and how often you’re exposed to these materials. For example, you might work with asbestos on a regular basis, and now you’re suffering from mesothelioma. Your diagnosis and the proof you might have that you have been exposed to asbestos will be important to your claim.

Trauma-Related Illness

You might have also suffered from a long-term illness because of trauma to a body part through the course of your work. If your job puts a strain on part of your body, it could develop into a long-term condition.

For example, let’s say you’re a railway worker. You spend every day in that noisy environment, and over time, it damages your hearing. You’re then diagnosed with hearing loss, and you may be owed workers compensation. Because you were injured over time by your job, you might seek out compensation for your medical costs. Hearing aids and treatment can be especially expensive.

Get Help for Your Illness

If you’ve suffered on the job, you should receive your work comp benefits. While you might not have been injured, you should be compensated for the suffering you’ve experienced because of your job. Unfortunately, your employer might not agree.

If your employer disputes your illness claim, you may need an attorney to fight for your work comp benefits. These benefits are vital for your recovery, but your employer might not be so willing to pay for your injuries.

Fortunately, even if you’ve received a denial, you will have the chance to fight for your compensation. North Carolina workers should receive the full workers comp benefits they need to recover, and if you’re struggling to get your compensation, reach out for the help an attorney can provide.